Use Cases
The fraud looks different. The fix is the same — control how the photo is captured, not just what happens after you receive it.
Your claimant sends a WhatsApp photo of vehicle damage. It looks real. The dents are in the right places. But it could be from Google Images, taken three years ago, or generated by AI in 90 seconds. You have no way to know. Neither does your adjuster.
With Vashix, you don't receive a photo. You send a link. The claimant captures live. By the time the photo reaches you, it's already verified — GPS, device, timestamp, and tamper-proof signature all sealed in.
How it works in practice
Claims team creates a session (30 seconds)
→ Claimant gets a WhatsApp link
→ Opens on their phone, takes the photo
→ Trust Score arrives in your dashboard instantly
→ Score above threshold — approve
Score below threshold — flag for review
Duplicate detected — block automatically
The number that matters: A field adjuster visit costs ₹800–2,000 and takes 2–5 days. A Vashix session costs ₹8–20 and takes 3 minutes. For low and mid-value claims, the math is straightforward.
A borrower submits a photo of a commercial vehicle as loan collateral. The vehicle was sold two years ago. The photo is real. The claim is not.
Before disbursing, you need to know the collateral is real, in the condition claimed, and at the location stated — right now, not three months ago.
Self-serve (borrower)
You send a link to the borrower. They photograph their asset. GPS confirms location. Hardware confirms the device is real. Suitable for low-to-mid value loans.
Field officer (your team)
Your officer arrives at the location. Opens the Vashix app. Captures the asset with geofence enforcement — they must be within a set radius of the property to capture. GOLD-tier verification. Designed for court proceedings.
Your client releases ₹50 crore when Milestone 4 is complete. Your site supervisor photographs the completed work. Sends it on WhatsApp. Your client's team visits to verify. Takes 3 weeks.
With Vashix, the supervisor captures directly on-site. GPS confirms the exact location. Hardware confirms the device. The client sees a verified photo with coordinates and timestamp — not a WhatsApp JPEG they have to trust. Payment moves in 48 hours.
The RERA problem specifically
You are legally required to submit verified progress photos every quarter. Currently those photos are WhatsApp screenshots forwarded by your engineer. Vashix generates a one-click legally defensible PDF with GPS coordinates and hardware attestation for every quarterly update. If IRDAI audits, the documentation is already there.
Your delivery partner says they left it at the door. Your customer says they didn't. You have a WhatsApp photo with no GPS, no timestamp proof, no way to know when or where it was taken.
With Vashix, every delivery has a verified photo — GPS-confirmed location, real device, captured at that moment. The dispute resolves itself.
Under Section 63 of the Bharatiya Sakshya Adhiniyam 2023, photographic evidence requires a specific certificate to be admissible. Without it, a WhatsApp photo is inadmissible — regardless of what it clearly shows.
Vashix generates this certificate automatically on every capture. By the time your team is back in the office, the evidence is already legally defensible.
Welfare schemes pay out to ghost beneficiaries every year. Photos submitted as proof of service delivery are recycled from previous applications or taken somewhere else entirely.
Vashix verifies that the beneficiary is physically present at the correct location when the photo is taken — not sitting in another city claiming to be at a work site.
You control this. Set different thresholds per workflow. A motor claim over ₹1 lakh and a delivery proof do not need the same level of verification.
| Workflow | Recommended tier | Why |
|---|---|---|
| Motor claim > ₹1 lakh | SILVER minimum | Material amount, worth the app install |
| Motor claim < ₹1 lakh | BRONZE acceptable | Friction outweighs risk at low value |
| Loan collateral | GOLD preferred | Bank liability if asset doesn’t exist |
| RERA quarterly update | SILVER | Legal submission, GPS required |
| Milestone payment | GOLD | ₹crore decisions, designed for court proceedings needed |
| Proof of delivery | BRONZE | High volume, low value per delivery |
| Legal evidence | GOLD only | Section 63 BSA — no compromise |
| Field adjuster visit | SILVER | Daily use, hardware verified |
| Worker attendance | SILVER | Geofence enforcement required |
See how verified capture works for your specific use case.